Frequently Asked Questions.
Who is Bauer Heitzmann?
Plain and simple: Our mission is to invest wisely to help you make money. Not by blindly taking on risk or lining our pockets with hidden fees, but by hearing about your financial goals. We’ll apply our advanced algorithms and decades of experience to strategically invest money where we know it will grow. We manage the risk, you invest with confidence.
How do you invest differently than everyone else?
We are challenging the current archaic financial system with a method called risk budgeting. If your portfolio has more protection in place during market downswings, it is much easier to build wealth over time. We seek to add this protection and minimize risk with Dynamic Hedging Techniques and risk budgeting.
What does "hedging" mean?
Hedging means we take an action in the portfolio in an attempt to reduce a certain risk. Some techniques we utilize are short positions on the S&P 500, cash, and correlation hedges.
Why don't you use mutual funds or individual stock?
Our research and experiences have shown that ETFs provide the same exposure to the markets we want and at a cheaper cost than mutual funds on average. ETFs are also more diversified than individual stocks, so we can more easily reach our objective of quality risk-adjusted returns.
We generally do not use individual stocks or mutual funds, but can customize such investments for our wealth management clients.
We generally do not use individual stocks or mutual funds, but can customize such investments for our wealth management clients.
Do you engage in tax loss harvest?
Yes, we sell shares with the largest losses first, largest gains last, regardless of long or short-term tax status. We do this so investors are able to offset taxes on both gains and income.
Who can invest at Bauer Heitzmann?
Any legal resident of the United States who is 18 or older, has a social security number, and a verified U.S. address can open an account.
Is Bauer Heitzmann a fiduciary? And what is the Fiduciary Standard?
An ACH transfer is money moving from a bank account to an investment account at Bauer Heitzmann. It is usually completed in 2-3 business days. However, for security purposes, you must first link your bank account and go through a verification process.
If I fund via Automated Clearing House (ACH) howlong does it take?
An ACH transfer is money moving from a bank account to an investment account at Bauer Heitzmann. It is usually completed in 2-3 business days. However, for security purposes, you must first link your bank account and go through a verification process.
Is Bauer Heitzmann registered with the Securities and Exchange Commission (SEC)?
Yes. You can setup ACH deposits from your bank to occur one time, or on a reoccurring basis. This can be a great tool for saving and you can think of it as “paying yourself first.”
Can I set up automatic deposits?
Yes. You can setup ACH deposits from your bank to occur one time, or on a reoccurring basis. This can be a great tool for saving and you can think of it as “paying yourself first.”
Are my investments guaranteed not to lose money?
No, although we seek to mitigate risk in down markets, investments are not guaranteed and past performance is not indicative of future results.
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